Privacy Policy

Last updated: 11 May 2026

SimpleSettle ltd. ("we", "us", "our") operates the SimpleSettle application (the "Service"). This Privacy Policy explains how we collect, use and protect your personal information when you use our Service.

1. Information We Collect

We collect information you provide directly to us, including:

• Account information: name, email address and password when you register.
• Expense data: groups, expenses, participants, amounts, descriptions and uploaded receipts/photos.
• Usage data: log files, IP address, browser type, and pages visited.

2. How We Use Your Information

We use the collected information to:

• Provide, operate and maintain the Service.
• Process and store your shared expenses and group balances.
• Communicate with you about your account or important changes.
• Improve the Service and prevent fraud or abuse.

3. Sharing of Information

We do not sell your personal data. We may share data with:

• Other members of groups you join (limited to expense and balance information).
• Service providers who help us operate the Service (e.g. hosting, email delivery).
• Authorities when required by law.

4. Data Retention

We retain your information for as long as your account is active or as needed to provide the Service. You may request deletion of your account at any time.

5. Security

We use commercially reasonable measures to protect your data. However, no method of transmission over the internet is 100% secure.

6. Your Rights

You may access, correct, or delete your personal information. To exercise these rights, contact us at info@simplesettleapp.com.

7. Cookies

We use cookies and similar technologies to keep you signed in and remember your preferences. You can control cookies through your browser settings.

8. Children's Privacy

Our Service is not intended for users under the age of 16. We do not knowingly collect data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page.

10. Contact

If you have any questions about this Privacy Policy, contact us at info@simplesettleapp.com.