Terms of Service

Last updated: 11 May 2026

These Terms of Service ("Terms") govern your access to and use of the SimpleSettle application and related services (the "Service"), operated by SimpleSettle ltd. ("we", "us", "our"). By creating an account or using the Service, you agree to be bound by these Terms.

1. Eligibility

You must be at least 16 years old to use the Service. By using the Service, you represent that you meet this requirement.

2. Account

You are responsible for keeping your account credentials secure and for all activity that occurs under your account. Notify us immediately at info@simplesettleapp.com of any unauthorized use.

3. Use of the Service

SimpleSettle helps users track shared expenses among groups. The Service is provided for informational purposes; it does not process payments between users. You agree not to:

4. User Content

You retain ownership of the content you submit (expenses, descriptions, photos, etc.). By submitting content, you grant us a limited license to store, display and process it solely to provide the Service.

5. No Financial Advice

SimpleSettle is a calculation and bookkeeping tool. We do not provide financial, legal or accounting advice, and we are not responsible for the accuracy of amounts entered by users.

6. Availability

We strive to keep the Service available, but we do not guarantee uninterrupted access. We may suspend or modify the Service at any time without notice.

7. Termination

We may suspend or terminate your account at any time if you violate these Terms. You may delete your account at any time by contacting us.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied.

9. Limitation of Liability

To the maximum extent permitted by law, SimpleSettle ltd. shall not be liable for any indirect, incidental, special or consequential damages arising from your use of the Service.

10. Changes to the Terms

We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws applicable to SimpleSettle ltd.'s place of incorporation, without regard to conflict-of-law principles.

12. Contact

Questions about these Terms? Contact us at info@simplesettleapp.com.

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